
Earthquake Insurance Protection. Value. Service.
Finding the right insurance is simple – if you know where to look. At California Casualty, we understand the importance of insurance coverage tailored to meet your needs. Through trusted insurance partners, we broaden your options for affordable financial protection beyond your CalCas auto and home policies.
Earthquake Insurance Protection. Value. Service.
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If you live in a seismically active area, you need Earthquake Insurance. It’s supplemental to your homeowners insurance and covers damage and losses specifically caused by earthquakes. CalCas has partnered with GeoVera to provide earthquake insurance in California, Oregon, and Washington. If you live in a different state, please call us to discuss your options.
Coverages With You in Mind
Homeowners/renters insurance excludes earthquake damage. Earthquake insurance lets you avoid paying out-of-pocket for losses due to an earthquake, including repairs and rebuilding, the cost of living elsewhere until your home is fixed, and the cost of replacing your belongings.
Who Needs Earthquake Insurance?
Homeowners and renters who live in a seismically active area, specifically California, Oregon and Washington, will want to carry Earthquake insurance to protect their home and belongings.
Frequently Asked Questions
Still unsure if you need an earthquake policy? Here’s a list of FAQs to help you decide if the investment is worth it. Just remember, earthquakes can happen at any moment, and the financial obligations of recovering after such an event can put your financial future in danger.
How Much Coverage Do I Need?
The amount of coverage needed depends on your personal financial situation, your risk tolerance, and other factors. Consider getting a policy that covers the rebuilding of your home at full replacement and rebuilding cost at a minimum. This amount may vary depending on any updates you’ve made to your home and the location in which you live.

Coverage For Your Other Needs

Renters
You own more than you realize, and your landlord’s policy will not cover you and your “stuff.” A renters policy will.

Auto
Get behind the wheel with a policy you can rely on, should your drive take an unexpected turn.

Umbrella
Significantly increase your overall liability coverage beyond that provided by your auto and home insurance policies.